Term life insurance

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What is term life insurance?

Term life insurance is affordable, easy-to-understand coverage that gives you flexible protection.

Your insurance costs will remain the same for a specific period of time (the “term”), until it renews for another term. If you die while the policy is in effect, a tax-free payment will go to the person or people you name (your “beneficiaries”). And with most term policies, you can also convert your coverage to permanent insurance regardless of any changes to your health, occupation or lifestyle.

 

Get life insurance

Life insurance can be a key part of your financial plan. Speak with an advisor to determine the right life insurance for your needs or get a quote online.labore

Is term life insurance right for you?

Term insurance is an effective solution if you are:

  • Looking for affordability and value
  • Looking for temporary protection (for example, to cover a mortgage or business loan, or until your children are finished school)
  • A business owner who needs key person protection and/or a way to fund buy/sell agreements

Types of term life insurance:

* Life insurance for $50,000, $75,000 or $100,000
* Monthly payments are guaranteed to stay the same for the first 10 years
* Answer three simple health questions and apply online in just minutes

* Affordable life insurance from $100,000 to $1 million
* Monthly payments are guaranteed to stay the same for the first term of 10 or 20 years
* Answer some health questions about your health to apply online

* CJ Financial Solution Term provides coverage in amounts between $50,000 and $15 million
* Premiums are guaranteed and coverage is available for terms of 10, 15, 20 or 30 years

* SunTerm provides coverage in amounts between $250,000 to $15 million
* Premiums are guaranteed and coverage is available for terms of 10, 15, 20 or 30 years