Permanent life insurance

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What is permanent life insurance?

Permanent life insurance is often called whole life insurance because it covers you for your whole life. It gives your beneficiaries a tax-free payment after you die. Some plans can build cash value over time. Permanent insurance costs are usually guaranteed not to increase from the time you first buy the policy. And some permanent insurance plans let you pay for a limited time and then never again. Universal life and participating life are other forms of permanent life insurance that you may want to consider.

 

Get life insurance

Life insurance can be a key part of your financial plan. Speak with an advisor to determine the right life insurance for your needs or get a quote online.labore

Is permanent life insurance right for you?

Permanent life insurance is may be a good choice if you are:

  • Interested in lifetime coverage, and premiums that don’t change
  • Looking for a permanent guarantee that will help protect your family, cover the cost of your funeral and let you make plans for your estate

Types of permanent life insurance:

* CJ Financial Solution Spectrum Permanent Life II provides straightforward lifelong insurance
* This product is particularly well suited to people who want guaranteed protection for life but are not interested in actively managing their coverage

* Life insurance that lasts your lifetime
* You’re guaranteed to qualify for $5,000 to $25,000 of life insurance
* No questions asked about your health; apply online in just minutes